Insurance for Towing & Recovery Operations
Towing and recovery operations face a unique combination of on-hook liability, garage liability, and the significant physical hazards of roadside and accident scene recovery work. Whether you operate a single tow truck or a large fleet with a storage yard, Grandbay places programs that address the full spectrum of towing and recovery risk — from on-hook damage to wrongful repossession claims.
Purpose-Built Programs for Towing & Recovery
Towing and recovery operations face a unique combination of on-hook liability, garage liability, and the significant physical hazards of roadside and accident scene recovery work. Whether you operate a single tow truck or a large fleet with a storage yard, Grandbay places programs that address the full spectrum of towing and recovery risk — from on-hook damage to wrongful repossession claims.
What We Cover
On-Hook / Cargo
Coverage for vehicles and cargo in your care, custody, and control while being towed or transported.
Garage Liability
Coverage for bodily injury and property damage arising from your towing and storage operations, including customer vehicle damage.
Garagekeepers Legal Liability
Coverage for damage to customer vehicles stored in your impound yard or storage facility.
Commercial Auto Liability
Primary liability coverage for tow trucks and recovery vehicles operating on public roads.
Physical Damage
Coverage for your tow trucks and recovery equipment against accident damage, theft, and weather events.
Workers Compensation
Coverage for tow truck operators and recovery workers, including roadside accident scene injuries.
Key Exposures We Address
Towing & Recovery operations carry distinct risks that require specialized coverage strategies. Our team identifies and mitigates the exposures most likely to impact your business.
Ready to Protect Your Towing & Recovery Operation?
Our specialists are ready to design a program tailored specifically to your operations, exposures, and growth objectives.