HEALTHCARE
MEDICAL MALPRACTICE INSURANCE
How Medical Malpractice Insurance Works
Medical malpractice insurance is essential for physicians and surgeons, protecting your career and financial well-being from the consequences of unexpected claims. It covers costs such as legal defense, settlements, and judgments related to allegations of negligence or errors in patient care. This coverage ensures you can focus on providing quality care without bearing the burden of significant out-of-pocket expenses.
GENERAL LIABILITY INSURANCE
What General Liability Insurance Covers
General liability insurance is essential for healthcare facilities and medical offices, protecting your practice from the high costs associated with accidents, property damage, or claims of negligence. This coverage safeguards your financial stability, addressing risks such as slip-and-fall incidents, damage to third-party property, or non-medical liability claims. By offering broad protection, general liability insurance ensures your facility can operate confidently, managing unexpected events while maintaining focus on delivering quality patient care.
COMMERCIAL UMBRELLA INSURANCE
What Umbrella Insurance Covers
Umbrella or Excess Liability insurance provides additional protection beyond the limits of your primary liability policies, offering critical financial security for doctors and healthcare facilities. This coverage helps address substantial claims that exceed the limits of general liability, professional liability, or other primary policies. By acting as an added layer of protection, Umbrella insurance reduces financial stress, ensuring your practice is safeguarded against unexpected high-cost incidents or liabilities, allowing you to focus on patient care with confidence.
WORKERS COMPENSATION
How Worker’s Compensation Protects You
Worker’s compensation insurance protects employers from costly lawsuits due to workplace injuries or fatalities, such as falls from scaffolding. Without it, legal expenses and damages could devastate your business. Most policies include Employer’s Liability coverage to help with legal defense costs. Since worker’s compensation requirements vary by state, consult Grandbay Financial Services to ensure compliance.
DISABILITY INSURANCE
How Disability Insurance Works
Disability insurance provides crucial financial protection when illness or injury prevents you from working. Unlike health insurance, which covers medical bills, disability insurance replaces a portion of your income so you can continue paying everyday expenses—such as rent or mortgage, utilities, groceries, and childcare—while you recover.
Who Is Eligible for Our
Healthcare Insurance Program?
Healthcare
- Physician Groups
- Dentists and Oral Surgeons
- Nurses and Nurse Practitioners
- Mental Health Professionals
- Chiropractors
- Allied Health Professionals
- Pharmacists
- Veterinarians
- Anesthesiologists
- Podiatrists
- Radiologists
- Midwives
- Home Healthcare Providers
- Clinical Laboratory Professionals
- Healthcare Facilities & more!
Get In Touch
PHONE: (516) 292.3780
FAX: (516) 908.7879
Address
Corporate Headquarters
1140 AVENUE OF THE AMERICAS 9TH FLOOR
NEW YORK, NY 10036
Georgia Branch
1372 PEACHTREE ST. NE,
ATLANTA, GA 30309
Email Us
INFO@GRANDBAYFINANCIAL.COM
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