Benefits Programs That
Attract & Retain Talent
Competitive employee benefits are one of the most powerful tools for attracting and retaining top talent. Grandbay Financial designs and manages comprehensive benefits programs — from group health to executive compensation — for employers across every industry.
Group Health Insurance
Fully-insured and self-funded group medical plans from major carriers — PPO, HMO, HDHP, and level-funded options for employers of all sizes.
- PPO & HMO Plans
- High-Deductible Health Plans (HDHP)
- Level-Funded & Self-Funded Plans
- HSA & HRA Integration
Dental & Vision
Standalone and bundled dental and vision plans to complete your benefits package and improve employee satisfaction and retention.
- Group Dental (PPO & DHMO)
- Orthodontic Coverage
- Group Vision Plans
- Voluntary Dental & Vision
Life & Disability
Income protection and life insurance coverage to protect your workforce from the financial impact of illness, injury, or death.
- Group Term Life & AD&D
- Short-Term Disability
- Long-Term Disability
- Voluntary Life Insurance
Voluntary & Supplemental Benefits
Supplemental coverage options that employees value — at no direct cost to the employer.
- Critical Illness Insurance
- Accident Insurance
- Hospital Indemnity
- Identity Theft Protection
Executive Benefits
Supplemental programs designed to attract and retain senior leadership through tax-advantaged benefit structures.
- Supplemental Executive Retirement Plans (SERPs)
- Key Person Life Insurance
- Deferred Compensation Programs
- Executive Disability Income
Benefits Administration
Technology-enabled benefits administration support to reduce HR burden and improve employee experience.
- Online Enrollment Platforms
- ACA Compliance Support
- Open Enrollment Management
- Employee Communication
A Benefits Broker Who Works for You
We're carrier-agnostic and work across the full market to find the right fit for your workforce, your budget, and your business goals. From small employers looking for their first group health plan to large companies managing complex self-funded programs, we bring the same level of expertise and service.
Get StartedReady to Upgrade Your Benefits Program?
Let's review your current program, benchmark it against the market, and identify opportunities to improve coverage and reduce cost.