Broker Referral Program

Refer. Hand Off.
Share in the Success.

When you have a commercial account that falls outside your standard markets or areas of expertise, Grandbay Financial is the firm you refer it to. We take full ownership of the account — and once a qualifying premium level is reached, we share in the revenue with you.

How It Works

Full Account Handoff

Refer your client and hand off the account entirely. Our team takes ownership of placement, servicing, and ongoing management — freeing you to focus on your core business.

Revenue Sharing

Once a qualifying premium threshold has been met, referring brokers are eligible to participate in a revenue sharing arrangement. Terms are discussed directly upon inquiry.

Specialty Market Access

Your clients gain access to our relationships with surplus lines carriers, specialty MGAs, and program markets — coverage solutions that most retail agents cannot access independently.

What We Handle

Complex Risks We Place Every Day

These are the industries and coverage lines where we have the deepest carrier relationships, the most underwriting experience, and the strongest ability to deliver results for your referred clients.

Construction & ContractorsReal Estate & DevelopersTransportation & TruckingHealthcare & Medical MalpracticeSocial Services & NonprofitsCannabis & Emerging IndustriesTechnology & Cyber LiabilityManufacturing & IndustrialHospitality & Food ServiceEnvironmental & Pollution LiabilityProfessional Liability (E&O / D&O)Excess & Surplus LinesAviationCaptive Programs
Get Started

Interested in the Program?

To learn more about our broker referral program — including revenue sharing terms and qualifying premium thresholds — complete the form and a member of our team will be in touch.

All inquiries are handled with complete confidentiality. We look forward to exploring how a referral relationship with Grandbay Financial can benefit your agency and your clients.

Revenue Sharing Note

Revenue sharing is available to qualifying referring brokers once a defined premium threshold has been met. Specific terms are discussed directly during the onboarding conversation.