Insurance for Mobile & Web Application Developers
Technology E&O and cyber coverage for mobile app developers, web application studios, and independent software developers — including IP liability and data privacy coverage.
Why App Developers Businesses Need Specialized Coverage
Application developers face professional liability exposure from the moment their software goes live. A bug that causes data loss, a security vulnerability that exposes user data, or an intellectual property claim related to app functionality can all result in significant claims. As app developers increasingly handle sensitive user data — health information, financial data, location data — the cyber liability exposure has grown substantially. Grandbay Financial builds insurance programs for app developers that address both the professional liability and data privacy risks of modern application development.
App developers are often surprised to learn that their standard business owner's policy provides little or no coverage for technology-related claims. Technology E&O coverage is specifically designed for software businesses and covers the claims that matter most: software failures, data breaches, and IP disputes.
What We Cover
Technology E&O
Professional liability for software bugs, performance failures, and service claims from app users and enterprise clients.
Cyber Liability
First and third-party cyber coverage for user data breaches, ransomware, and privacy regulatory actions.
Media & IP Liability
Coverage for intellectual property claims, copyright infringement, and privacy violations in app content.
General Liability
Premises and operations liability for development studios and client-facing operations.
Commercial Crime
Social engineering fraud and employee dishonesty coverage for development teams.
Directors & Officers
D&O coverage for app company founders and leadership.
Protect Your App Developers Business
Our technology insurance specialists will design a program tailored to your specific risk profile, client contracts, and regulatory environment.