Directors & Officers Insurance for Nonprofits
Nonprofit boards of directors face significant personal liability for their governance decisions — from employment practices and financial management to program oversight and regulatory compliance. Directors & Officers insurance protects board members, officers, and the organization itself from the costs of defending and settling management liability claims. Grandbay Financial Services places D&O programs for social service nonprofits of all sizes, including organizations that may struggle to find coverage in the standard market.
Purpose-Built Programs for Nonprofit D&O
Nonprofit boards of directors face significant personal liability for their governance decisions — from employment practices and financial management to program oversight and regulatory compliance. Directors & Officers insurance protects board members, officers, and the organization itself from the costs of defending and settling management liability claims. Grandbay Financial Services places D&O programs for social service nonprofits of all sizes, including organizations that may struggle to find coverage in the standard market.
What We Cover
Directors & Officers Liability
Coverage for board members and officers against claims alleging wrongful acts in their management of the organization.
Employment Practices Liability
EPLI coverage for wrongful termination, harassment, and discrimination claims — often bundled with D&O for nonprofits.
Fiduciary Liability
Coverage for claims arising from management of employee benefit plans and pension funds.
Crime / Employee Dishonesty
Coverage for employee theft, embezzlement, and fraud — a significant exposure for nonprofits with limited financial controls.
Cyber Liability
Coverage for data breaches and cyber incidents affecting nonprofit operations and donor data.
General Liability
Premises and operations liability for nonprofit facilities and programs.
Key Exposures We Address
Nonprofit D&O operations carry distinct risks that require specialized coverage strategies. Our team identifies and mitigates the exposures most likely to impact your business.
Ready to Protect Your Nonprofit D&O Operation?
Our specialists are ready to design a program tailored specifically to your operations, exposures, and growth objectives.