Insurance for Multifamily & Apartment Building Owners
Multifamily property owners face a broad spectrum of liability and property exposures — from tenant injuries and fair housing claims to catastrophic property losses and environmental liability. Whether you own a single apartment building or a portfolio of hundreds of units, Grandbay structures programs that protect your investment, satisfy lender requirements, and address the unique risks of residential rental property ownership.
Purpose-Built Programs for Multifamily & Apartment Buildings
Multifamily property owners face a broad spectrum of liability and property exposures — from tenant injuries and fair housing claims to catastrophic property losses and environmental liability. Whether you own a single apartment building or a portfolio of hundreds of units, Grandbay structures programs that protect your investment, satisfy lender requirements, and address the unique risks of residential rental property ownership.
What We Cover
Commercial Property
All-risk property coverage for apartment buildings and associated structures, including loss of rents coverage for income lost during repairs.
General Liability
Premises liability coverage for tenant and visitor bodily injury claims, including slip-and-fall, common area incidents, and maintenance-related injuries.
Umbrella / Excess Liability
High-limit excess coverage above primary GL for large portfolios and high-value properties with elevated liability exposure.
Fair Housing & Discrimination
Coverage for fair housing act violations, discrimination claims, and wrongful eviction allegations brought by tenants.
Environmental Liability
Coverage for lead paint, asbestos, mold, and other environmental conditions in older multifamily properties.
Workers Compensation
Coverage for maintenance staff, property managers, and other employees working at multifamily properties.
Key Exposures We Address
Multifamily & Apartment Buildings operations carry distinct risks that require specialized coverage strategies. Our team identifies and mitigates the exposures most likely to impact your business.
Ready to Protect Your Multifamily & Apartment Buildings Operation?
Our specialists are ready to design a program tailored specifically to your operations, exposures, and growth objectives.