Staffing Insurance

Insurance for Staffing Agencies & Temporary Employment Firms

Workers compensation, professional liability, and EPLI programs for staffing agencies, temp firms, and professional employer organizations.

Staffing companies face unique insurance challenges — from workers comp across multiple client industries to co-employment liability and professional placement claims.

Who We Cover
General Staffing AgenciesHealthcare StaffingIT & Technology StaffingIndustrial & Light Manufacturing StaffingExecutive Search & PlacementTemporary & Contract StaffingProfessional Employer Organizations (PEOs)Payroll ServicesBackground Screening Firms
Our Approach

Deep Industry Expertise for Staffing Businesses

Staffing agencies face a uniquely complex insurance environment. Workers compensation must cover employees placed across dozens of client industries with varying risk profiles. Co-employment arrangements create shared liability between the staffing agency and the client employer. And professional liability exposure arises from placement decisions, background screening, and the professional services provided to client companies. Grandbay Financial has deep experience placing staffing industry risks and understands the nuances of co-employment liability, workers comp classification, and professional placement coverage.

Why Grandbay
Staffing industry specialists
Multi-industry WC programs
Co-employment liability
Professional placement coverage
EPLI for staffing
Background screening liability
Cyber & data privacy
A-rated carrier access
Coverage Programs

What We Cover

Workers Compensation

WC programs covering temporary employees across multiple client industries and job classifications.

Professional Liability

E&O coverage for placement errors, negligent hiring claims, and professional services provided to client companies.

Employment Practices Liability

EPLI covering co-employment claims, harassment, discrimination, and wrongful termination involving placed employees.

General Liability

Premises and operations liability for staffing agency offices and client site operations.

Commercial Crime

Employee dishonesty coverage for placed employees handling client funds or property.

Cyber Liability

Cyber coverage for staffing agencies handling employee and client personal data.

Risk Advisory

Key Exposures We Address

Every staffing business faces a unique set of risks. Our specialists identify and mitigate the exposures most likely to impact your operations and financial stability.

01
Workers Comp Across Multiple Industries
Placed employees working in high-hazard industries create elevated WC exposure that must be properly classified.
02
Co-Employment Liability
Staffing agencies share employment liability with client companies — creating complex EPLI exposure.
03
Negligent Hiring Claims
Failure to conduct adequate background screening can result in negligent hiring claims when a placed employee causes harm.
04
Professional Placement Errors
Placing an unqualified candidate or failing to fill a critical position can result in professional liability claims.
05
Wage & Hour Violations
Misclassification of employees and wage & hour violations are a significant exposure for staffing companies.
06
Data Privacy
Staffing agencies handling employee personal data, background check results, and client information face cyber exposure.
Get Protected

Ready to Protect Your Staffing Business?

Our staffing insurance specialists are ready to design a program tailored to your specific operations, exposures, and growth objectives.