Security Services Insurance

Insurance for Security Guard & Private Investigation Firms

Liability, workers compensation, and professional coverage for security guard companies, private investigators, and security services firms.

Security services companies face unique liability exposures — from use of force claims to negligent security allegations. We specialize in this market.

Who We Cover
Unarmed Security Guard CompaniesArmed Security ServicesExecutive ProtectionEvent SecurityLoss PreventionPrivate InvestigatorsSecurity Consulting FirmsAlarm & Monitoring CompaniesCybersecurity Consulting
Our Approach

Deep Industry Expertise for Security Services Businesses

Security services companies face some of the most challenging liability exposures in the service industry. Use of force claims, negligent security allegations, and false arrest claims can result in significant liability — and many standard commercial carriers are reluctant to write security risks. Grandbay Financial has relationships with the specialty carriers who understand security operations and can provide the coverage that security companies need to operate and grow.

Why Grandbay
Security industry specialists
Use of force coverage
Negligent security programs
Armed & unarmed guard coverage
Private investigator coverage
Workers comp for security
Specialty carrier access
Claims advocacy support
Coverage Programs

What We Cover

General Liability

Premises and operations liability including use of force, false arrest, and negligent security coverage.

Professional Liability

E&O coverage for security consulting, investigation services, and professional security assessments.

Workers Compensation

WC programs for security officers, including assault and battery injury protocols.

Commercial Auto

Fleet coverage for patrol vehicles and security response vehicles.

Umbrella / Excess Liability

High-limit umbrella programs to address catastrophic use of force and negligent security claims.

Crime & Fidelity

Employee dishonesty coverage for security personnel with access to client facilities and assets.

Risk Advisory

Key Exposures We Address

Every security services business faces a unique set of risks. Our specialists identify and mitigate the exposures most likely to impact your operations and financial stability.

01
Use of Force Claims
Security officers who use physical force — even in legitimate self-defense — face significant liability exposure.
02
Negligent Security Allegations
When a crime occurs at a protected property, the security company may be sued for failure to prevent it.
03
False Arrest & Detention
Detaining individuals without proper legal authority creates false arrest and false imprisonment liability.
04
Workers Compensation Severity
Security officers face elevated WC exposure from assault, battery, and physical confrontation.
05
Employee Dishonesty
Security personnel with access to client facilities create elevated employee dishonesty exposure.
06
Licensing & Regulatory Compliance
Security companies must maintain proper licensing in each state of operation — compliance failures create liability.
Get Protected

Ready to Protect Your Security Services Business?

Our security services insurance specialists are ready to design a program tailored to your specific operations, exposures, and growth objectives.