Insurance for Hotels, Restaurants & Hospitality Businesses
Liquor liability, property, and comprehensive programs for hotels, restaurants, bars, event venues, and hospitality operators.
From boutique hotels to restaurant groups and event venues — we understand the unique liability exposures of the hospitality industry.
Deep Industry Expertise for Hospitality Businesses
Hospitality businesses face a unique combination of property risk, liquor liability, food safety exposure, and premises liability. A single liquor liability claim, a foodborne illness outbreak, or a fire at a restaurant can be financially devastating without the right coverage. Grandbay Financial places hospitality risks with carriers who understand the industry — including the nuances of dram shop liability, food contamination coverage, and the property risks of commercial kitchen operations.
What We Cover
General Liability
Premises liability for guest injury, slip-and-fall, and third-party property damage at hospitality facilities.
Liquor Liability
Dram shop liability coverage for restaurants, bars, hotels, and event venues serving alcohol.
Commercial Property
Building and contents coverage for hotels, restaurants, and hospitality facilities — including business income.
Food Contamination
Coverage for foodborne illness outbreaks, product recall, and the business interruption costs of a contamination event.
Workers Compensation
WC programs for hospitality staff, including kitchen workers, servers, and housekeeping employees.
Cyber Liability
Cyber coverage for hotels and restaurants handling guest payment data and loyalty program information.
Key Exposures We Address
Every hospitality business faces a unique set of risks. Our specialists identify and mitigate the exposures most likely to impact your operations and financial stability.
Ready to Protect Your Hospitality Business?
Our hospitality insurance specialists are ready to design a program tailored to your specific operations, exposures, and growth objectives.