Insurance for Nursing Homes & Skilled Nursing Facilities
Nursing homes and skilled nursing facilities (SNFs) provide the highest level of non-hospital residential care — delivering 24-hour skilled nursing, rehabilitation, and long-term care services to medically complex residents. The liability environment for nursing homes is among the most challenging in healthcare, with significant exposure from falls, pressure injuries, elopement, abuse and neglect, and the aggressive plaintiff bar that targets long-term care facilities. Grandbay places comprehensive programs for independent nursing homes, SNF chains, and long-term care management companies.
Purpose-Built Programs for Nursing Homes
Nursing homes and skilled nursing facilities (SNFs) provide the highest level of non-hospital residential care — delivering 24-hour skilled nursing, rehabilitation, and long-term care services to medically complex residents. The liability environment for nursing homes is among the most challenging in healthcare, with significant exposure from falls, pressure injuries, elopement, abuse and neglect, and the aggressive plaintiff bar that targets long-term care facilities. Grandbay places comprehensive programs for independent nursing homes, SNF chains, and long-term care management companies.
What We Cover
Long-Term Care Professional Liability
Institutional malpractice coverage for the nursing home entity, covering claims from falls, pressure injuries, medication errors, and failure to meet care plan requirements.
General Liability
Premises coverage for resident, family, and visitor injuries at the nursing home facility.
Abuse & Molestation
Coverage for allegations of resident abuse, neglect, and exploitation by staff or other residents — a critical coverage for all long-term care operators.
Workers Compensation
Coverage for nursing staff, aides, and support workers, including patient handling injuries, workplace violence, and needlestick incidents.
Property
All-risk property coverage for the nursing home building, medical equipment, and furnishings.
Directors & Officers
Coverage for nursing home ownership and management against claims of mismanagement, regulatory non-compliance, and breach of fiduciary duty.
Key Exposures We Address
Nursing Homes operations carry distinct risks that require specialized coverage strategies. Our team identifies and mitigates the exposures most likely to impact your business.
Ready to Protect Your Nursing Homes Operation?
Our specialists are ready to design a program tailored specifically to your operations, exposures, and growth objectives.