OCIP & CCIP Wrap-Up Program Specialists

Owner-Controlled and Contractor-Controlled Insurance Programs (OCIPs and CCIPs) consolidate insurance coverage for all parties on a construction project under a single, coordinated program. These wrap-up programs are used on large commercial, institutional, and infrastructure projects to reduce total insurance cost, eliminate coverage gaps between parties, and provide centralized claims management. Grandbay has deep expertise in structuring, placing, and administering wrap-up programs.

Discuss a Wrap-Up Program Speak to a Specialist

Who We Serve

Project OwnersGeneral ContractorsPublic AgenciesHealthcare SystemsUniversities & InstitutionsInfrastructure DevelopersMulti-Site Program Sponsors

Specialized Coverage

Purpose-Built Programs for Owners & Wrap-Up Programs (OCIP/CCIP)

Why Grandbay

OCIP & CCIP program design and placement

Subcontractor enrollment & compliance management

Exclusion endorsement coordination

Centralized claims management

Completed operations tail placement

Program audit and premium reconciliation

Multi-project rolling wrap-up programs

Coverage Programs

What We Cover

General Liability (Wrap)

Consolidated CGL coverage for the owner, GC, and all enrolled subcontractors under a single policy with unified limits and claims management.

Workers Compensation (Wrap)

Statutory WC coverage for all enrolled contractors and their employees on the project site, eliminating gaps between individual subcontractor policies.

Builders Risk

All-risk property coverage for the project under construction, coordinated with the wrap-up GL to eliminate coverage disputes between policies.

Professional Liability

Design errors and omissions coverage for the architect, engineer, and design-build entities involved in the project.

Pollution Liability

Site-specific pollution coverage for environmental conditions arising during construction, including contractor-caused pollution incidents.

Completed Operations Tail

Extended completed operations coverage providing long-tail protection for defect claims arising after project completion.

Risk Advisory

Key Exposures We Address

Owners & Wrap-Up Programs (OCIP/CCIP) operations carry distinct risks that require specialized coverage strategies. Our team identifies and mitigates the exposures most likely to impact your business.

Coverage Gaps Between Parties

Without a wrap-up, coverage disputes between the owner, GC, and subcontractor policies can leave significant gaps in protection.

Subcontractor Insurance Quality

Individual subcontractor policies vary widely in quality, limits, and carrier strength — a wrap-up eliminates this variability.

Claims Management Complexity

Multi-party construction claims involving multiple insurers create complex coverage disputes — centralized wrap-up claims management eliminates this friction.

Completed Operations Exposure

Post-completion defect claims can involve dozens of subcontractors whose individual policies may have lapsed — a wrap-up provides unified completed operations coverage.

Enrollment & Compliance

Wrap-up programs require careful enrollment, exclusion endorsement management, and ongoing compliance monitoring to function properly.

Program Administration

Poorly administered wrap-up programs can result in coverage disputes, audit adjustments, and uninsured losses — requiring experienced program management.

Get Protected

Ready to Protect Your Owners & Wrap-Up Programs (OCIP/CCIP) Operation?

Our specialists are ready to design a program tailored specifically to your operations, exposures, and growth objectives.

Discuss a Wrap-Up Program 1 (888) 676.4902