Insurance Built for General Contractors
General contractors operate at the center of every construction project — coordinating subcontractors, managing timelines, and bearing ultimate responsibility for project delivery. That exposure demands a comprehensive insurance program that addresses your liability as the prime contractor, protects your workforce, and satisfies the certificate requirements of owners, lenders, and municipalities.
Purpose-Built Programs for General Contractors
General contractors operate at the center of every construction project — coordinating subcontractors, managing timelines, and bearing ultimate responsibility for project delivery. That exposure demands a comprehensive insurance program that addresses your liability as the prime contractor, protects your workforce, and satisfies the certificate requirements of owners, lenders, and municipalities.
What We Cover
General Liability
Broad-form CGL covering bodily injury, property damage, and completed operations arising from your construction activities and those of your subcontractors.
Workers Compensation
Statutory coverage for your employees across all job classifications, with experience mod management strategies to reduce your long-term premium burden.
Commercial Auto
Fleet and non-owned auto coverage for company vehicles, pickup trucks, and employee-owned vehicles used on company business.
Umbrella / Excess Liability
High-limit excess coverage sitting above your primary GL, auto, and employers liability — essential for large commercial projects with high contractual requirements.
Builders Risk
All-risk property coverage for structures under construction, including materials on-site, in transit, and at temporary storage locations.
Professional Liability / E&O
Errors and omissions coverage for design-build GCs and construction managers who take on design responsibility or provide professional services.
Pollution Liability
Coverage for environmental claims arising from construction activities, including soil disturbance, fuel spills, and hazardous material exposure.
Equipment Floater
Inland marine coverage for owned and rented construction equipment, tools, and machinery against theft, damage, and breakdown.
Key Exposures We Address
General Contractors operations carry distinct risks that require specialized coverage strategies. Our team identifies and mitigates the exposures most likely to impact your business.
Ready to Protect Your General Contractors Operation?
Our specialists are ready to design a program tailored specifically to your operations, exposures, and growth objectives.