Individual Tax

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Business Tax

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Insurance Tax

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SOCIAL SERVICES

GENERAL LIABILITY INSURANCE

What General Liability Insurance Covers

Whether you’re a large social service organization or a small community program, general liability insurance is essential to protect your operations from claims involving personal injury, property damage, or medical expenses. This coverage safeguards your organization’s assets and helps you withstand costly lawsuits, offering broad protection against various risks common in the social services sector.

COMMERCIAL UMBRELLA INSURANCE

What Umbrella Insurance Covers

Umbrella insurance, or Excess Liability coverage, enhances your existing liability limits, often in $1 million increments, at an affordable cost. For social service organizations, it helps meet higher liability requirements for grants, contracts, or partnerships and provides additional coverage on general liability, employer’s liability, and auto policies. This extra protection reduces financial risks and ensures your organization is prepared for unexpected claims or lawsuits.

SEXUAL ABUSE & MOLESTATION

What Sexual Abuse & Molestation Covers

Sexual abuse and molestation insurance is a critical safeguard for social service organizations, protecting your programs, staff, and volunteers from the financial impact of allegations related to abuse or misconduct. This coverage helps address legal expenses, settlements, or judgments while supporting your commitment to providing a safe and trusted environment. For comprehensive protection, consider pairing this coverage with other specialized policies to address the unique risks faced by social service organizations.

PROFESSIONAL LIABILITY INSURANCE

How Professional Liability Protects You

Professional liability insurance is essential for social service organizations, protecting you from potentially catastrophic lawsuits arising from errors, omissions, or negligence in the services you provide. Imagine a situation where a client alleges harm due to advice, counseling, or care provided by your staff. If they sue for damages and win, your organization could face substantial financial losses, even if you have other liability coverage in place.

Courier service for the delivery of goods. Express service a man in a uniform delivers boxes. The employee carries the order home to the client

COMMERCIAL AUTO

How Commercial Auto Insurance Works

Transportation is often a critical component of social services, whether it involves providing rides for clients, delivering essential supplies, or coordinating outreach programs. Commercial auto insurance ensures that your organization’s vehicles and drivers are protected against accidents, damages, or injuries that may occur during these activities. While this coverage addresses incidents on the road, it does not extend to personal health or income loss from non-work-related injuries or illnesses. “

Who Is Eligible for Our Social Services Insurance Program?

Get In Touch

PHONE: (516) 292.3780

FAX: (516) 908.7879

Address

Corporate Headquarters

100 DUFFY AVENUE SUITE 510 HICKSVILLE, NY 11801

Georgia Branch

1372 PEACHTREE ST. NE,
ATLANTA, GA 30309

Email Us

INFO@GRANDBAYFINANCIAL.COM

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